Pass Guaranteed Quiz PCI SSC - QSA_New_V4 - Reliable Qualified Security Assessor V4 Exam Exam Collection
Pass Guaranteed Quiz PCI SSC - QSA_New_V4 - Reliable Qualified Security Assessor V4 Exam Exam Collection
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Exam PCI SSC QSA_New_V4 Guide | QSA_New_V4 Test Passing Score
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PCI SSC QSA_New_V4 Exam Syllabus Topics:
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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q39-Q44):
NEW QUESTION # 39
According to the glossary, "bespoke and custom software" describes which type of software?
- A. Software developed by an entity for the entity's own use.
- B. Any software developed by a third party.
- C. Virtual payment terminals.
- D. Any software developed by a third party that can be customized by an entity.
Answer: A
Explanation:
As per thePCI DSS Glossary, "bespoke and custom software" is defined assoftware that is developed specifically for, and often by, the entity using it. This includes internally developed applications and externally developed applications created specifically for the entity.
* Option A:#Incorrect. Not all third-party software is custom - much is commercial off-the-shelf (COTS).
* Option B:#Incorrect. Customisability does not equal bespoke development.
* Option C:#Correct. Bespoke software is tailoredby or forthe entity's specific needs.
* Option D:#Incorrect. Virtual terminals are payment interfaces, not types of software.
NEW QUESTION # 40
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?
- A. Authorization
- B. Settlement
- C. Chargeback
- D. Clearing
Answer: B
Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
Reference:PCI SSC Glossary - Definitions of "Authorization", "Clearing", and "Settlement".
NEW QUESTION # 41
What is the intent of classifying media that contains cardholder data?
- A. Ensuring that all media is consistently destroyed on the same schedule, regardless of the contents.
- B. Ensuring that media is clearly and visibly labeled as "Confidential" so all personnel know that the media contains cardholder data.
- C. Ensuring that media is properly protected according to the sensitivity of the data it contains.
- D. Ensuring that media containing cardholder data is moved from secured areas on a quarterly basis.
Answer: C
Explanation:
Requirement 9.6.1mandates theclassification of mediaso that appropriatehandling, storage, and disposalprocedures are applied based on thesensitivity of the data. This ensures that media storing cardholder data is not treated the same as media containing non-sensitive content.
* Option A:#Correct. Classifying media enablesrisk-appropriate protections.
* Option B:#Incorrect. Movement schedules are not mandated.
* Option C:#Incorrect. Labeling is a recommended control but not the primary intent.
* Option D:#Incorrect. Destruction must bebased on data classification, not uniform timing.
Reference:PCI DSS v4.0.1 - Requirement 9.6.1.
NEW QUESTION # 42
What does the PCI PTS standard cover?
- A. End-to-end encryption solutions for transmission of account data.
- B. Secure coding practices for commercial payment applications.
- C. Point-of-interaction devices used to protect account data.
- D. Development of strong cryptographic algorithms.
Answer: C
Explanation:
ThePCI PIN Transaction Security (PTS)standard applies topoint-of-interaction (POI) hardware devices, such as PIN entry devices and POS terminals. It ensures these devicessecurely capture and process account data, particularly for PIN-based transactions.
* Option A:#Correct. PCI PTS focuses onhardware devicesthat process PIN or card data.
* Option B:#Incorrect. This is covered under theSecure Software Standard(part of the Software Security Framework).
* Option C:#Incorrect. Algorithm development is outside PCI SSC's scope.
* Option D:#Incorrect. End-to-end encryption is covered in other guidance (e.g., P2PE), not PTS.
NEW QUESTION # 43
Which of the following describes the intent of installing one primary function per server?
- A. To allow higher-security functions to protect lower-security functions installed on the same server.
- B. To reduce the security level of functions with higher-security needs to meet the needs of lower-security functions.
- C. To allow functions with different security levels to be implemented on the same server.
- D. To prevent server functions with a lower security level from introducing security weaknesses to higher- security functions on the same server.
Answer: D
Explanation:
As perRequirement 2.2.1, the purpose of limiting each server to one primary function is toreduce the risk of functions with lower security needs compromising more critical functions.
* Option A:#Incorrect. PCI DSS discourages combining different security-level functions.
* Option B:#Correct. This is the intent: toprevent lower-security processes from weakening high-security environments.
* Option C:#Incorrect. Functions shouldn't depend on one another for security.
* Option D:#Incorrect. PCI DSS encourages raising security, not lowering it.
NEW QUESTION # 44
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